Tier 3

Mouse: $185

Stephanie: $175

Ari: $140

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• I am comfortably able to meet all of my basic* needs

• I may have some debt but it does not prohibit attainment of basic needs

• I own my home or property OR I rent a higher-end property

• I own or lease a car

• I am employed or do not need to work to meet my needs

• I have regular access to health care

• I have access to financial savings

• I have an expendable** income

• I can always buy new items

• I can afford an annual vacation or take time off

Tier 2

Mouse: $140

Stephanie: $130

Ari: $90

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• I may stress about meeting my basic needs but still regularly achieve them

• I may have some debt but it does not prohibit attainment of basic needs

• I own or lease a car

• I am employed

• I have access to health care

• I might have access to financial savings

• I have some expendable income

• I am able to buy some new items & I thrift others

• I can take a vacation annually or every few years without financial burden

Tier 1

Mouse: $90

Stephanie: $80

Ari: $50

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• I frequently stress about meeting basic needs & don’t always achieve them

• I have debt and it sometimes prohibits me from meeting my basic needs

• I rent lower-end properties or have unstable housing

• I do not have a car and/or have limited access to a car but I am not always able to afford gas

• I am unemployed or underemployed

• I qualify for government assistance including food stamps & health care

• I have no access to savings

• I have no or very limited expendable income

• I rarely buy new items because I am unable to afford them

• I cannot afford a vacation or have the ability to take time off without financial burden